Aeropay | Pay by bank for online gaming
Online gaming’s leading payments
Best-in-class compliance meets industry-leading approvals for payments that drive higher conversion and profit margin.
How it works
Level up your gaming payments
Aeropay handles the full transaction lifecycle, making it easy to onboard players, predict risk, and offer instant withdrawals.
60% overlap with existing player accounts
50% cost savings vs. cards
99% financial institution coverage
Put your players first
Aerosync converts 20% more first-time users with an intuitive experience your players will trust.
One-time bank linking
New players connect a bank account in under 15 seconds with a native in-app experience.
API-based connections
Players log in via online banking to connect a bank account. No redirects necessary.
Leading bank availability
99% of bank accounts are available, reducing drop off and maximizing deposits.
MFA & Play
Returning users are verified instantly with biometric or device-based verification.
Streamline deposits and cashouts
Pay by bank helps reduce processing costs, increase approvals, and capture the most first-time payments.
Reduce total processing costs
Same-Day ACH is up to 50% less expensive than card rails. Improve your margins and deploy cost savings into rewards for new player acquisition.
Guarantee ACH payments
Aeropay will guarantee deposits and handle collections on your behalf. No more chasing down returned payments.
Offer instant payouts
80% of players want to get paid out instantly. Give them peace of mind with instant withdrawals straight to their bank account, any time, any day.
Approve the most good payments
Advanced AI risk models are tuned to the specific patterns of online gaming. Stop fraud before it happens and accurately predict risk for the highest possible approval rate.
Instantly onboard millions of new players
Aeropay is the fastest-growing network of existing players, overlapping across the most popular gaming platforms.
Millions of pre-verified accounts
Most users are already in our network, cutting onboarding time down to seconds.
Instant recognition on return
After signup, net new users are auto-recognized for all future transactions on your platform.
Frictionless re-entry
Face ID, Touch ID, and Passkeys authenticate users and keep them in flow when they return.
Simplify payments without sacrificing compliance
We deeply understand the pain points of highly regulated industries — speed, efficiency, and understanding are central to our compliance process.
White-glove compliance onboarding
Our compliance team works hand-in-hand with your ops and legal teams to ensure your Aeropay instance is aligned with state, federal, and gaming-specific requirements. We handle the heavy lifting so you can go live faster, without any headaches.
Continuous compliance partners
After launch, our team stays close. We track real-time trends and adjust risk guardrails as patterns shift. This proactive approach helps prevent issues before they surface and ensures strong approval rates even as new threats or regulations arise.
Specialized ODFI partners
We work with multiple ODFIs that understand high-risk industries to provide robust options and redundant rails. If one path fails, we'll route via an approved alternative. We also know each bank’s requirements, helping you get to “yes” faster and more predictably.
Gaming association memberships
We’re active members of the FSGA and Coalition for Fantasy Sports, advocating for a responsible, safe, and innovative gaming ecosystem.
Smarter payments for every gaming use case
Aeropay is designed for success across the entire gaming vertical.
Real money gaming
Daily Fantasy Sports, sweepstakes, and online lotteries easily process deposits and withdrawals safely and compliantly. Deliver seamless 1-click transactions that keep players engaged and coming back.
Prediction markets
Aeropay is one of the only compliant pay by bank solutions for prediction markets. Take advantage of AI risk models that are trained on prediction user activity, plus 60%+ overlap with your existing user base.
Mobile gaming apps
Deliver a true native experience with mobile-first pay by bank. Aeropay supports deep linking, OAuth, and device-based authorization, so players stay in flow without dropped sessions.
In-person payments
Reduce your reliance on cash by integrating Aeropay on your casino floor. Save valuable time and money on operational overhead, and remove the barrier of cash for patrons.
Trusted by leading companies
'Aeropay's suite of tools have allowed PrizePicks to greatly increase customer conversions'.
Jay Deuskar
Co-Founder & CTO
'“Daily Fantasy Sports is an around-the-clock passion, Aeropay helps ensure we are meeting these needs on a 24/7, 365 basis.”
Tom Rundle
Chief Executive Officer
'Partnering with Aeropay gives Coverd users a seamless way to buy game tokens and live big.'
Eric Xu
Founder
Explore the full product suite
Sync
Connect any bank account in seconds.
Pay
Accept modernized bank payments.
Payout
Deliver instant bank payouts, 24/7/365.
Guard
Protect revenue & reputation with AI.
Start optimizing your gaming payments
Ready to build smarter, more successful gaming payments with the leading pay by bank technology?
FAQs
What types of gaming businesses use Aeropay?
Aeropay supports online sportsbooks, iGaming platforms, daily fantasy sports, lotteries, and prediction markets. We also power payouts for sweepstakes, tournaments, and skill-based gaming. No matter the format, Aeropay delivers compliant, reliable bank payments tailored to high-volume gaming environments.
How does Aeropay handle fraud in gaming transactions?
Gaming is a high-risk vertical with elevated fraud rates, including synthetic IDs, bonus abuse, and account takeovers. Aeropay combats these risks with real-time account verification, balance checks, and AI-driven fraud models trained on millions of gaming transactions. Operators can also configure guardrails to block suspicious activity while keeping approval rates high.
Is Aeropay compliant with U.S. gaming regulations?
Yes. Aeropay is registered as a money transmitter where required, operates under BSA/AML standards, and complies with NACHA operating rules. We also work with state regulators and banking partners to ensure payments in online gaming, daily fantasy sports, and prediction markets meet all compliance requirements.
Why do gaming operators need pay by bank?
Gaming operators face higher card decline rates than most industries, often exceeding 20% due to issuer restrictions and fraud checks. Pay by bank eliminates the card networks and moves money directly between banks, greatly improving approval rates. This means more deposits are approved on the first attempt, boosting operator revenue and player satisfaction.
How does Aeropay support payments in the gaming industry?
Aeropay powers deposits and withdrawals directly between bank accounts, giving gaming operators a fast, compliant, and cost-effective payment method. Players can deposit funds in seconds and withdraw winnings instantly, while operators reduce costs, improve approval rates, and eliminate chargebacks. Unlike legacy ACH or cards, Aeropay’s modern infrastructure is designed specifically for high-volume, real-money transactions.
How fast are deposits and withdrawals with Aeropay?
Deposits are authorized instantly, and withdrawals settle in seconds using RTP and FedNow rails. For banks not yet enabled on RTP, Same-Day ACH ensures fast clearing. This is a major upgrade from legacy ACH withdrawals, which can take 2–3 business days. For players, faster access to winnings improves trust and keeps them engaged on the platform.
How does Aeropay improve the player experience in gaming?
Players expect fast, seamless transactions—especially for withdrawals. With Aeropay, players link their bank account once and enjoy one-click deposits and instant cashouts going forward. Refunds and rewards are also delivered in real time, improving retention and giving operators a clear competitive advantage.