Aerosync | Instant bank account linking & data access
Aerosync
Make confident financial decisions with real-time financial data
Aerosync securely connects user financial accounts through open banking. One integration gives you permissioned data access for smarter payments, decisioning, underwriting, and more.
Connect more accounts. Unlock better insights.
Instant authentication
New users connect and verify their financial account in under 10 seconds.
Reliable data
Retrieve balance, cash flow, and identity data from over 12,000 banks and credit unions.
Smarter decisions
Make confident underwriting, onboarding, and payment decisions with real-time financial data.
How it works
Authenticate and connect in under 10 seconds
Designed for your brand. Built to convert.
White-label your authentication flow to build trust and improve account connection rates.
Reduce total onboarding time by 26%
Increase successful account connections
Build trust with branded onboarding
Optimize conversion with A/B testing
Connect any bank account without micro-deposits
Enable manual verification for edge cases where open connections aren’t available. Aerosync instantly authenticates 98% of US banks without micro-deposits.
Instant data access
Access real-time data, straight from the source
Instantly retrieve financial data to verify accounts, understand behavior, and make smarter decisions.
Real-time cash flow, identity, and dynamic balance data
2 years of historical spending, income, and cash flow data
Persistent connections with re-linking flows
Industry-leading data retrieval latency
Customer stories
“We love Aerosync. Its suite of tools have allowed PrizePicks to greatly increase customer conversions while simultaneously lowering costs on ACH returns and bad data.”
Jay Deuskar
Co-Founder & CTO
The most powerful network, that keeps getting stronger
The Aeropay Network is home to millions of users, billions of relevant data points, and endless opportunities to improve conversion and performance.
Powering smarter financial experiences
Cash flow underwriting Fintechs Payments Banks and credit unions
Cash flow underwriting
Make faster, more accurate lending decisions
Go beyond static credit data with Aerosync’s instant financial insights.
Link borrower accounts instantly
Reduce onboarding friction and improve application completion
Access 24 months of financial history
Assess affordability beyond traditional credit signals
Continuously refresh account insights
Monitor changing risk across the loan lifecycle
Build modern and seamless financial experiences
Connect financial accounts in seconds.
Increase onboarding conversion
Access live and historical financial data
Power underwriting, risk, and personalization
Reuse persistent bank connections
Create seamless returning-user experiences
Scale bank payments your customers will love
One easy flow to connect customer banks, verify account ownership, and retrieve payment-ready data.
Verify users instantly
Increase funded account conversion without micro-deposits
Create sticky customers
Move users from account connection to payment in seconds
Transfer funds with less return risk
Lower bad data returns by up to 65%
Grow deposits quickly with easy onboarding
Reduce onboarding friction and accelerate funding with instant account verification.
Verify users instantly
Increase funded account conversion without micro-deposits
Fund accounts faster
Move users from onboarding to deposit in seconds
Reduce ACH return risk
Lower bad data returns by up to 65%
Easy integration
All you need is a developer and a day
Bring your users with you
Access unlimited user migrations for your existing bank connections via API.
Customize everything
Control branding, available institutions, and user journeys with multiple widget configurations tailored to your brand.
Integrate and make calls today
All you need is a developer and a day to get started. Test an Aerosync integration live in the sandbox today.
Connect bank accounts, without breaking the bank
Instantly retrieve financial data to verify accounts, understand behavior, and make smarter decisions.